IA · Waterloo · Updated October 15, 2026

Clinical Social Worker jobs in Waterloo, IA

The median clinical social worker pay in the Waterloo area is $29.23 per hour ($60,790 a year), with the typical range running from $27.46 to $33.82. 1 open role with published pay is listed for Waterloo. The CMS hospital directory lists 2 hospitals in Waterloo. The free report below lists employers near Waterloo and what they pay.

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Clinical Social Worker pay in Waterloo, IA

The metro median is 4% below the Iowa statewide median of $30.40 per hour. Nationally the median is $32.74 per hour. BLS counts about 80 healthcare social workers employed in the Waterloo-Cedar Falls metro area, 0.9 per 1,000 jobs. Employment is less concentrated here than in the country as a whole (location quotient 0.78).

LevelPer hourPer yearCompared with U.S.
Lowest 10%$25.60$53,25022% below U.S. median
Lower quartile$27.46$57,12016% below U.S. median
Median$29.23$60,79011% below U.S. median
Upper quartile$33.82$70,3503% above U.S. median
Top 10%$35.84$74,5509% above U.S. median

How Waterloo ranks

  • 269th of 370 U.S. metro areas by median hourly pay
  • 165th of 333 after adjusting for local prices
  • 8th of 8 Iowa metro areas

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024, Healthcare Social Workers (SOC 21-1022), all industries. This is what employers report paying, not an offer for a specific role.

What your pay buys in Waterloo

  • Overall prices in Waterloo-Cedar Falls run 13% below the U.S. average (index 87.1, U.S. = 100).
  • Housing is the biggest driver: 37% below the U.S. average (index 63.1).
  • Adjusted for local prices, a $29.23 median hour buys what $33.58 buys at the national price level, 3% above the national median.

Source: U.S. Bureau of Economic Analysis, Regional Price Parities by metropolitan area, 2024. Prices are for the metro area, not for a single neighborhood.

Estimate your Waterloo paycheck

Estimated weekly gross$1,052
  • Per year: $52,614
  • Per month: $4,384

Gross pay before taxes and benefits, from BLS pay levels for the Waterloo-Cedar Falls metro area. For take-home pay use the take-home pay calculator.

Travel assignment per diem in Waterloo

ItemFederal rate
Lodging per night$110
Meals and incidentals per day$68
Per week (7 nights, 7 days)$1,246
13-week assignment$16,198

Travel clinical social worker assignments commonly pay housing and meals stipends. The GSA per diem is the federal benchmark for what those stipends can be tax-free (this is the standard rate that applies here). Whether a stipend is tax-free for you depends on keeping a valid tax home, so confirm with your recruiter and a tax professional. Compare with your offer in the travel pay calculator.

Source: U.S. General Services Administration per diem rates, fiscal year 2026 (average across months).

Hospitals in Waterloo

CMS lists 2 hospitals in Waterloo, 1 of the 2 rated ones with 4 or 5 stars. Hospitals are a major employer of clinical social workers.

HospitalTypeOwnershipCMS ratingEmergency
Mercyone Waterloo Medical Center
Waterloo, IA
Acute careNonprofit4 of 5Yes
Allen Hospital
Waterloo, IA
Acute careNonprofit3 of 5Yes

Source: CMS Hospital General Information, public data. A directory of hospitals, not a list of our clients.

Mental health shortage areas in Black Hawk County

HRSA lists 2 active mental health shortage designations that include Black Hawk County (1 population-group, 1 facility). The highest-scoring one rates 19 on a 0 to 25 scale, where a higher score means a greater shortage.

Shortage areas are where demand for social workers and other mental health clinicians is greatest. Federal loan repayment programs such as the NHSC and Nurse Corps cover some clinicians who work at eligible shortage-area sites. Eligibility is set by each program and by the site, so ask your recruiter before you plan around it.

Source: HRSA Health Professional Shortage Areas data warehouse, designated areas only. A designation can cover part of a county.

Clinical Social Worker pay in nearby cities

CityDistanceMedian payPopulation
Cedar Rapids, IA50 mi$30.46/hr137,904
Iowa City, IA72 mi$32.34/hr76,710
Ames, IA72 mi$30.05/hr69,026
Ankeny, IA83 mi$31.00/hr76,727
Dubuque, IA84 mi$30.40/hr58,987
Des Moines, IA91 mi$31.00/hr213,096

Clinical Social Worker jobs in Iowa · Clinical Social Worker jobs nationwide

License and tax basics in Iowa

MSW degree. Credentials are issued state by state, so confirm what Iowa requires for your role with the Iowa licensing board and with your recruiter before you commit to a start date.

Iowa taxes wage income. Use your own rates in the take-home pay calculator.

Iowa state guide

Other healthcare roles in Waterloo

Waterloo city guide: hospitals, employers and licensing

Common questions

How much do clinical social workers make in Waterloo, IA?

Clinical Social Workers in the Waterloo-Cedar Falls metro area have a median pay of $29.23 per hour, about $60,790 a year. The middle half earn between $27.46 and $33.82 per hour (BLS, May 2024).

Is Waterloo a good place for clinical social workers once cost of living is counted?

Waterloo-Cedar Falls ranks 165th of 333 metro areas for clinical social worker pay after adjusting for local prices, and 269th of 370 before adjusting. Overall prices run 13% below the U.S. average.

Who is hiring clinical social workers in Waterloo?

We list 1 open role with published pay from 1 employer in Waterloo. Your free report adds named employers and pay near Waterloo.

Do I need a Iowa license to work in Waterloo as a clinical social worker?

MSW degree. Credentials are issued state by state, so confirm what Iowa requires for your role with the Iowa licensing board and with your recruiter before you commit to a start date. Confirm with the board before you accept a role.

Is Waterloo in a shortage area?

HRSA lists 2 active mental health shortage designations that include Black Hawk County. Shortage areas often have more openings, and some loan repayment programs cover clinicians who work at eligible sites.

What is the per diem for a travel assignment in Waterloo?

The federal per diem benchmark in Waterloo is $110 a night for lodging and $68 a day for meals and incidentals, about $1,246 a week (GSA, fiscal year 2026). Your actual stipend depends on the assignment and your tax home.

Does Valorem Health place clinical social workers in Waterloo?

Yes. We place healthcare staff in Waterloo and across Iowa. Tell us your profession and we email the roles open near Waterloo.

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Pay report · Social Worker near Waterloo, IA
Valorem Health Shift ReportFrom your recruiting team · [email protected]

Your Social Worker pay reportTop-paying hospitals shown · your Iowa list by name comes with the full report

1Pay for your role at other hospitals

  • Veterans Health AdministrationDes Moines, IA · 2 postings$47.12/ hr$33–$59
  • El Camino HealthMountain View, CA · 4 postings$66.11/ hr$57–$75
  • Veterans Health AdministrationLos Angeles, CA · 13 postings$63.41/ hr$32–$77
  • Stanford Children's HealthPALO ALTO, CA · 4 postings$63.02/ hr$59–$68

Median posted pay per hour, with the range each employer published. Request your Iowa list

2What they are offering now

Low$29Median$43.00High$61

368 Social Worker postings with published pay in the US, 303 of them posted in the last 30 days. Month-by-month history by employer comes with your full report.

3Open now: 2 Social Worker roles

  1. Social WorkerPermanent
    $68k–$107k/ year
    Veterans Health Administration · Des Moines, IA · posted yesterday
  2. Senior Social Worker - Outpatient Substance Use Disorders ProgramPermanent
    $94k–$123k/ year
    Veterans Health Administration · Waterloo, IA · posted 21 days ago

Each one has pay, shift and start date.

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